It comes with the heart, and then you can add a custom engraving. The ones shown below are just examples of how they could look. Cute! :)
It comes in different finishes. The one above is Walnut, and the one below is in Ash. Love the concept and look of the covers from Toast. Check out their homepage here to take a peek at the rest of their collection cool covers.
Pssst! They now make covers for Samsung Galaxy S3 as well. ;)
Have a good one!